Purpose: The study has two objectives : first, to determine the quality of chatbot services provided by Indian banks; second, to assess the influence of chatbot service quality variables on customer satisfaction and customer value.Research

Methodology: The study used a quantitative methodology, selecting individuals at random from a group of Indian banking clients. We used a questionnaire to collect data from the selected sample as part of a causal research investigation. We made use of SPSS and Python for this analysis. Customer satisfaction and value were taken into account as the dependent variables in our study. The seven elements of service quality—functionality, convenience, security, design, customization, enjoyment, and assurance—made up the independent variables.

Findings: According to this study, client satisfaction and value were significantly shaped by the quality of the services provided. Customers’ value was significantly impacted by functionality and enjoyment, and their satisfaction was greatly influenced by assurance, design, and personalization. The unexpected negative impact assurance had on customer value is noteworthy and calls for more research.Practical

Implications: In the highly competitive banking industry, this research has important ramifications for banks. It highlighted how important service quality is, which led banks to give priority to customer pleasure and think about making strategic changes. Banks could obtain a competitive advantage by improving the quality of their services, improving chatbot services, and implementing a customer-centric strategy by utilizing the research findings that have been presented. Our research helped banks evolve with the needs of their customers in mind, enabling them to gain credibility, repeat business, and long-term success in the ever-changing banking services market.Originality/

Value: This study examined how consumers in Indian banks perceive the value and satisfaction of chatbot services and how they use them. The study provided useful recommendations and concepts to improve the general consumer experience.

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